The Development Bank of Rwanda is Rwanda’s only National Development Bank mandated to support Rwanda’s development goals. Over the last years, the bank has undergone substantial re-organization aimed at positioning it as an “innovative and sustainable provider of development finance for socio-economic impact”.
The Development Bank of Rwanda (BRD) Plc is Rwanda’s only National Development Bank mandated to support Rwanda’s Vision 2050 development agenda. Over the past five years, the bank has registered exponential growth contributing to socio-economic development, strengthening institutional and human capacity, fostering corporate governance and risk management practices.
The Bank is implementing the revised strategic plan for 2024-2028 which is appropriately aligned to the country’s strategic direction enabling the Bank to unlock better value creation for its stakeholders by supporting entrepreneurs, addressing market failures, and impactful socioeconomic development.
To deliver on its bold vision and impactful objectives, the Bank’s expanded and refocused mandate is underpinned on four strategic focus areas:
Availing transformational finance.
Increasing green financing for a resilient future.
Driving scale and impact.
Fostering innovation and technology.
To achieve its strategic mandate, BRD recognizes the importance of strengthening its human and institutional capital to drive sustainable development and ensure the Bank remains a center of excellence in the financial sector.
BRD is committed to respecting gender equality and disability norms. We promote gender-responsive practices. Qualified candidates particularly females and persons living with disabilities are encouraged to apply.
To help accomplish this ambitious and exciting vision, the Development Bank of Rwanda (BRD) would like to recruit suitable qualified candidates to fill the following positions:
Enterprise Credit Risk Analyst
Background Information
Job Title: Enterprise Credit Risk Analyst
Current grade: JG G – Specialist
Department: Enterprise Risk Management Department
Reports to: Enterprise Risk Manager
Contract Terms: Open-Ended
Purpose of the Job:
The Enterprise Credit Risk Analyst is responsible for independent identification, measurement, monitoring, and reporting of credit risk across the full credit lifecycle — from origination to repayment, recovery, and closure — ensuring that individual credit decisions, when aggregated, remain within the Bank’s approved risk appetite, capital capacity, liquidity profile, and strategic mandate.
The role provides second-line oversight over credit activities, with a strong focus on portfolio risk, systemic risk build-up, early warning, and loss prevention, rather than deal origination or transaction execution.
Key Responsibilities:
1. Credit Strategy & Risk Appetite
Monitor adherence to sector, product, obligor, tenor, and concentration limits.
Perform stress testing, portfolio scenario analysis, and development of ICAAP reporting.
Contribute to the translation of the Risk Appetite Statement into measurable credit risk metrics and limits.
2. Origination & Pre-Screening Oversight
Analyze pipeline trends to identify high-risk sectors, products, or borrower profiles.
Monitor frequency and materiality of policy exceptions and waivers.
3. Credit Appraisal & Structuring Review
Independently review credit risk ratings, scorecards, and key assumptions.
Assess adequacy of proposed risk mitigants for the portfolio being created (collateral, guarantees, covenants).
4 Credit Approval & Decision Support
Provide independent portfolio and risk impact analysis to credit decision bodies.
Highlight concentration, capital utilization, and risk-return implications.
Track and report approval conditions and policy deviations.
